A Magical Way to Afford Your Dream Car?

2008 Porsche 911 Targa 4S

Today I’m test-driving a Porsche.

I have two dream cars, one of which is an Aston Martin, the other is a Porsche. Not just any Porsche, but a very specific Porsche. I don’t want a Boxster. Never will I touch a 914. I could live with a Cayman S Black Edition. The car I really want, though, is a 911 Targa 4S.

My local dealer knows this, and I received an email containing a picture of a 2008 Targa 4S, along with an invite to come drive it. The problem, of course, is that there’s little chance I’ll be able to afford the ’08. An ’02 is not out of the question, but I don’t believe there was a Targa that year.

I mention this Porsche drive only because yesterday I happened to stumble across an article titled “Three Sensible Ways to Afford Your Dream Car.”

I thought maybe it was a sign. I thought maybe there was a revelation inside that would allow me to drive home in a new-to-me 911. I had high hopes.

Then I read the article. The first suggestion:

Save money.

Okay. Well, that’s definitely sensible, but it doesn’t help me get a Porsche today. So, I moved on and read the second suggestion:

Dealer lending.

Hmm. Well, that doesn’t help either. In fact, that’s a great way to drive out of the dealership having paid more than you intended, unless the proper research has been done first.

With only one option left, I quickly lost hope that I’d learn anything new. Then I read this:

If you don’t want to be tied down to just one dealership, and don’t have enough savings to purchase a car outright, you may wish to consider the potential of an independent hire purchase agreement.

What’s this?

It didn’t take much research to find that an independent hire purchase agreement is just a fancy British way of saying a car loan, except for people with poor credit.

So I guess there’s no magic way to get a dream car, except to keep dreaming, keep saving and take opportunities for test drives, because you never know when the perfect deal will fall into your lap.

What’s your dream car?


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  1. I’ve always had my eye on a Jag E-type convertible, V12 of course. I’m probably too fat to fit in it though, and too old to be able to get back out once I get in. They keep getting more valuable every year, so I doubt I’ll ever get one.

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